Paper Contents
Abstract
This research explores the relationship between financial literacy and personal investment decisions among individuals in the Delhi NCR region. With increasing access to financial instruments and digital platforms, understanding how literacy influences investment behavior is critical. A sample of 109 respondents provided data through structured questionnaires. Findings reveal that financial literacy significantly correlates with disciplined investment behavior, choice of instruments, and risk-taking ability. Despite growing awareness, challenges such as low income, fear of loss, and insufficient knowledge persist. The study recommends comprehensive financial education, especially for underserved groups, to enhance financial inclusion and economic empowerment.
Copyright
Copyright © 2025 Kanishka Malik. This is an open access article distributed under the Creative Commons Attribution License.
