Paper Contents
Abstract
inancial planning is a critical aspect of individual financial management, influencing long-term financial stability and well-being. This study aims to investigate the financial planning behaviors andstrategies adopted by individuals to achieve their financial goals. Througha comprehensive analysis of financial planning practices, includingbudgeting, saving, investing, and retirement planning, this research seeksto understand the factors influencing individualsfinancial decisions andthe implications for their financial health. Utilizing survey data and interviews, this study explores the diverseapproaches to financial planning across demographic groups andidentifies key challenges and barriers faced by individuals in managingtheir finances effectively. The findings contribute to a deeperunderstanding of individual financial planning behaviors and provideinsights for policymakers, financial educators, and practitioners toenhance financial literacy and promote sound financial decision-makingamong individuals.
Copyright
Copyright © 2025 Anjali Raj . This is an open access article distributed under the Creative Commons Attribution License.
