Paper Contents
Abstract
The significance and impact of mobile banking on college students are examined in this study. Given the increasing popularity of smartphones and digital finance platforms, it is imperative that financial institutions and educational institutions understand how college students utilize mobile banking. Using a variety of questionnaires, this study investigates the factorssuch as convenience, accessibility, and security perceptionsthat affect college studentsadoption of mobile banking. The study also examines how demographic characteristics like socioeconomic status and degree of technological proficiency affect studentsviews and behaviors around mobile banking. In addition to offering valuable insights into how college studentsfinancial behaviors are evolving, the findings have implications for financial literacy programs, digital banking services, and legislative initiatives targeted at this population.
Copyright
Copyright © 2025 Nayana Baby. This is an open access article distributed under the Creative Commons Attribution License.
