Paper Contents
Abstract
This study explores the impact of financial scarcity on Grade 12 students’ access to educational resources. Financial scarcity refers to the limited availability of money to obtain essential learning materials such as books, internet access, laptops, and school supplies, which can affect students’ academic performance and motivation. Using purposive sampling, data was collected through interviews with Grade 12 students from different classrooms. Findings revealed that financial limitations hinder students' access to resources, pushing them to rely on borrowed mobile data, free online materials, and support from teachers or family. Many also experience unstable internet connectivity, affecting their ability to participate in class and complete tasks. To cope, students seek scholarships, take part-time jobs such as babysitting or doing laundry, and prioritize basic needs—though these efforts are often insufficient. The study also highlights the lack of financial education, limited scholarship opportunities, and part-time jobs as persistent challenges. It recommends increasing scholarship access, promoting part-time work opportunities, and providing financial literacy programs and resource-sharing initiatives in schools.
Copyright
Copyright © 2025 NESTLE L. CANOOG. This is an open access article distributed under the Creative Commons Attribution License.
