Paper Contents
Abstract
This research paper explores the effect of digital payment systems on microfinance and rural areas of U ar Pradesh and U arakhand, India. It aims to understand how digital payments affect the assessment of borrowers creditworthiness, their rate of adop on, and the social consequences of microloans offered by Company A. By employing a mixed methods approach that integrates quan ta ve data analysis with qualita ve interviews. This study seeks to shed light on the dynamics of digital payment adop on among rural borrowers and its impact on financial inclusion.
Copyright
Copyright © 2025 G Nikhil. This is an open access article distributed under the Creative Commons Attribution License.
Paper ID:
IJPREMS50200020772
ISSN:
2321-9653
Publisher:
ijprems