Paper Contents
Abstract
This research paper examines an overview of Sukanya Samriddhi Yojana, a saving scheme of the government launched as a part of the Beti Bachao, Beti Padhao programme to bring about financial security and well-being for the girl child. The specific objectives of this study are to attain two kinds of objectives, one being the historical development of SSY-including features, its benefits, and implementation while the other is to analyze the growth trajectory of SSY accounts in Haryana from 2015 to 2024. The research will track both the number of SSY accounts and total deposits made via both DOP and banks. The research further aspires to delve into the role of various government policies, awareness campaigns, and financial institutions for spreading the scheme among rural and urban areas of Haryana. From that viewpoint, through a critical analysis of the crucial factors determining the growth of SSY accounts, the research would develop an understanding about how the scheme affected the family structure and redressed gender inequality and disparities in financial inclusion. This paper adds to the understanding of the effectiveness of SSY as a social welfare initiative and lays down foundations for further policy improvements in the future.Key Words: Sukanya Samriddhi Yojana, Haryana, financial inclusion, empowerment of the girl child, Beti Bachao Beti Padhao, the savings scheme, Department of Posts, banks, equality for genders, social welfare policies.
Copyright
Copyright © 2025 Jaspreet Singh. This is an open access article distributed under the Creative Commons Attribution License.
