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The Impact of FinTech on Traditional Banking: A Comparative Study of Consumer Behavior and Financial Performance

Nitish Kumar Kumar

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Paper Contents

Abstract

Financial technology (FinTech) has emerged as a disruptive force, transforming traditional banking operations and consumer interactions with financial services. This study aims to explore the impact of FinTech on conventional banking by examining changes in consumer behavior and the financial performance of banks. The research will assess how FinTech innovations such as digital payments, blockchain, and AI-driven financial services are reshaping customer preferences and influencing the profitability of traditional banking institutions. By comparing FinTech firms and conventional banks, the study seeks to provide insights into the evolving financial landscape and its implications for the future of banking.

Copyright

Copyright © 2025 Nitish Kumar. This is an open access article distributed under the Creative Commons Attribution License.

Paper Details
Paper ID: IJPREMS50600023820
ISSN: 2321-9653
Publisher: ijprems
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