Paper Contents
Abstract
This research investigates the role of financial technology (fintech) in enhancing financialinclusion, specifically by analyzing digital payments, mobile money, and peer-to-peerlending. Using data from sources such as the World Bank's Global Findex Database, IMFfinancial reports, and regional studies, this report aims to illustrate how fintech hastransformed access to financial services, especially in underserved regions. Quantitativeanalysis reveals a significant increase in account ownership and financial service usage incountries with advanced fintech ecosystems. The study concludes with recommendations forovercoming barriers to full fintech adoption and suggests policy measures to enhance thepositive impacts of fintech on financial inclusion.
Copyright
Copyright © 2024 Rohan Kampani. This is an open access article distributed under the Creative Commons Attribution License.
