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ABSTRACT:The similar concentrate on nationalized banks and confidential banks in Tumkur centers around different angles, for example, bank structure, development, proficiency, capital sufficiency, resource quality, the executives quality, benefit liquidity, and nature of administration. Nationalized banks in India were laid out fully intent on extending banking administrations to rustic regions and giving monetary consideration to underserved populaces. Then again, confidential banks in India are known for their productive administrations and consumer loyalty. Research shows that public area banks succeed in credit-store proportion and venture store proportion, while private area banks lead in NPA the board, return on resources, return on value, net revenue edge, and capital sufficiency proportion. Confidential area banks are additionally noted for better ATM entrance and consumer loyalty levels contrasted with public area banks. The review stresses the significance of examining the presentation and comprehensiveness of both public and confidential area banks to guarantee a powerful financial framework in India.INTRODUCTION:While contrasting nationalized banks and confidential banks, understanding the major distinctions in their designs and operations is critical. Nationalized banks, otherwise called public area banks, are laid out with the essential goal of stretching out financial administrations to all segments of society, frequently with an emphasis on monetary incorporation and social government assistance. Running against the norm, confidential area banks are claimed and overseen by confidential elements or people, prompting differentiations in their administration, dynamic cycles, and administration contributions. Research has investigated the presentation of public and confidential area banks through different effectiveness measurements, revealing insight into variables like development, proficiency, capital sufficiency, resource quality, the executives quality, and productivity. Moreover, studies have examined the monetary effect of nationalized and confidential area banks during monetary emergencies, giving experiences into their flexibility and commitments to the economy. These relative examinations offer important points of view on the jobs and viability of the two kinds of banks in various monetary settings

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