Paper Contents
Abstract
This empirical study explores the pivotal relationship between capital adequacy and Non-Performing Asset (NPA) resilience within India's public sector banks. It investigates the influence of capital adequacy levels on these bankscapacity to effectively manage NPAs. Through an analysis of key NPA indicators and capital adequacy ratios, this research highlights the significance of a robust capital foundation in fortifying the financial well-being of public sector banks. Higher capital adequacy ratios are linked to enhanced NPA resilience. These findings bear substantial relevance for banking strategies and regulatory policies, underscoring the imperative of well-capitalized foundations for ensuring financial stability. In a persistently challenging NPA landscape, this study offers valuable insights to inform decision-making for banks and regulatory bodies, promoting financial resilience.
Copyright
Copyright © 2023 Vikas Kumar Shetty. This is an open access article distributed under the Creative Commons Attribution License.
