Paper Contents
Abstract
The paper aims to bring into the limelight that debt mutual funds are having no significant advantage over their classical investing alternative of Fixed Deposit in banks for the retail investors of India from April 2023 onwards. Although many articles one can find on the internet explaining how debt mutual funds are a better decision over fixed deposits, but these amendments in the taxation laws regarding mutual funds in India, have reduced the benefits in going into them over the fixed deposit schemes of commercial banks. The paper takes secondary data of both these investing options in India. Their past performances and risks are compared and analyzed. A keen analysis clearly depicts that there are no bona fide reasons for retail investors to go for debt mutual funds schemes over the traditional investments of Fixed deposits with banks from now onwards.
Copyright
Copyright © 2024 Simon Giri. This is an open access article distributed under the Creative Commons Attribution License.
